Mortgage and Unsecured Loans

What is the difference between Mortgage Loan and Unsecured Loans.
A Boliglån (mortgage loan) is a Lån in which the borrower pledges some asset ( tangible goods) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan. The secured debt also know as secured Lån (Boliglån) is thus secured against the collateral. In case the borrower defaults, the creditor takes possession of the asset used as collateral and can sell it to recover the amount of debt due from the borrower. Another type of loan is Lån uden sikkerhed (unsecured loan), in this there's no automatic link to any tangible property. In case of unsecured loan the creditor cannot take any of your possession to pay off your loan if you default. Allthough it is possible for an unsecured loan lender to get what's called a 'court charging order' on your home (which could lead to repossession) if you can't repay, this is much more difficult and less likely for it to do.So these are the two main types of Lån.

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Present exports from J&K State

Following items are being exported presently by SSI units.

	Plastic products
	Textile items including hosiery products.
	Cricket bats and other sports items.
	Walnut, walnut kernals.
	Bitter appricot nuts
	Foundry fluxes and chemicals.
	Chemical and basic drugs like Amitriptyline HAD BP Cyproheptadine HCLBP, Metoclopharmzine H C L BP and Trifluoperazine HCL BP.
	Sewing Machine. There is large potential for export available in the state for which investment can be made.

Huge arms recovered in Kathua, Jammu

A huge amount of rusty arms and ammunition was recovered by a joint operation of army and local police near Ranjit Sagar Dam in Kathua near Jammu on Tuesday.

The cache included hand propelled grenades, rocket propelled grenades, 200 bullets of AK rifle and Picka rifle, which were believed to have been dumped by the militants few months earlier to sabotage the dam.

The explosives were noticed when water level in the reservoir came down. Security forces were still searching the site with the help of metal detectors and explosive detectors.

8 killed in gunbattle in Poonch

Eight persons, including seven militants and an Army Major were killed in a gunbattle, when security forces tried to stop ultras from crossing the Line of Control (LoC) in Salotri in Poonch District on Saturday.

The encounter started when the Army jawans noticed the suspicios movements near the LoC. Four Army personnel have also been injured, and the condition of two is said to be serious. Constant rain in the region had hampered a quick end to the encounter.

Officers need not to be afraid of anyone, J&K CM

Jammu and Kashmir Chief Minster Ghulam Nabi Azad said that officers should work honestly and need not be afraid of anyone, as they will get full support and protection from the J&K Government.

Azad while inaugurating the conference of the Departmental Vigilance Officers in Jammu also awarded four departmental vigilance officers for their outstanding work. He said that the common man should also take responsibility and give proof against those officers who take bribes.

During the Business session, the departmental vigilance officers made presentations about the procedure adopted and the difficulties faced by them in conducting verifications. About 200 department vigilance officers of different levels participated in the conference.

J&K Police recovered RDX ahead of Republic Day

Ahead of the Republic Day celebrations, security forces in Jammu and Kashmir's Doda district have recovered sixty-three kgs of RDX and a large number of arms and ammunition.

P R Manhas, SSP of Doda suspected that the recovered RDX was to spoil Republic Day celebrations in the district. He said that an elaborated security arrangement has been made to avoid any untoward incident.

According to the Police officials, the main venues of the Republic Day celebrations in Doda district were the targets for the militants. The seized cache included guns, pistols, bullets and a gas cylinder filled with 85 kgs of RDX.

6 injured in grenade attack, Srinagar

At least six persons, including two policemen were injured when militants hurled a grenade at a security patrol at Badshah Chowk in Srinagar.

The area was cordoned off immediately and a hunt has been launched for the militants who lobbed the hand grenade at the security patrol at around 2.50 p.m.

No militant outfit has claimed responsibility for the attack so far.

Anti-corruption drive in J&K

By taking this step, Jammu and Kashmir Chief Minister Ghulam Nabi Azad has sent across a tough message that corruption will not be tolerated by his government.

The latest anti-corruption drive in the state comes in the wake of the Jammu and Kashmir State Assembly becoming the first in the country to pass a law to attach the ill-gotten property of any of the accused.

Azad heading a 20-member ministerial team, can now accommodate only five more in his ministry whereas his predecessor had 40 ministers in his cabinet.

50 people killed in accident near Rajouri

More than 50 people were killed in bus accident at Drahl, near Jammu and Kashmir's Rajouri district on Friday.

The accident occurred when the passenger bus on its way from Darhal to Rajouri, skidded off the road and fell down a 300 feet-deep gorge at Sai Gaji in Rajouri this morning. The bus was only 8 km from Rajouri town, 160 km north of Jammu, when the accident occurred.

It was carrying 70 passengers against a capacity of 40. The number of the dead is feared to rise as most of the injured people are in a very serious condition.